MONEY MATTERS

Problems with money (and lack of it) can be really stressful. If you’re having difficulties there is advice and information out there. Here are websites and helplines that provide free, confidential and independent advice – everything from budgeting and money saving tips to dealing with debt.

GENERAL INFORMATION AND ADVICE

www.moneymadeclear.fsa.gov.uk

A Financial Services Authority website covering everything from debts to bank charges.

www.fish4.co.uk

This calculator will help you to work out how much money you will take home from your annual salary.

www.moneysavingexpert.com

Information and advice on money issues – including budgeting, debts, saving, getting the best deal and more. They also led campaign to get banks to repay customers’ bank charges.

BENEFITS

www.turn2us.org.uk

Free and confidential helpline (Monday to Friday, 8am-8pm) that can help you access information and advice on benefits, grants and managing money. Call 0808 802 2000

www.direct.gov.uk

AGovernment website providing information and guidance on benefits and how to apply for them.

www.entitledto.co.uk

This benefits calculator will help you to work out what and how much you are entitled to.

DEBTS

www.adviceguide.org.uk

Guidance from the Citizens’ Advice Bureau about debt management including example letters you can use to write to debt recovery agencies and companies.

www.cccs.co.uk

The Consumer Credit Counselling Service (CCCS), offer expert debt help and a freephone advice service on 0800 138 1111, as well as a great debt advice tool that you can use on the internet called CCCS Debt Remedy. Their help is completely free, and the Debt Remedy tool is easy to use and can be filled in anonymously so you don't have to give any personal information.

www.nationaldebtline.co.uk

Free, confidential and independent advice about debt – including a tool to help you work out what repayments you can afford. Call the freephone helpline on 0808 808 4000.